Payments & cards magazine

Most Important Fintech Trends in 2019
volume 5 - issue 12
Dec, 2019
  • Five years in, Tokenization Keeps Shaping the Future of Payments
    After Visa introduced tokenisation 5 years ago, the technology has expanded in scope and set the stage for the growth of digital payments. Visa Token Service created a secure environment that drove innovation in online and mobile commerce. Since then the technology has seen: 100% year-over-year increase in tokenized transactions this year alone, over 410+ million tokens issued & more than 100+ markets enabled for tokenization
  • How Banking as a Service can Open the Doors to Europe’s Mobile Banking Market
    The article stresses how significant mobile banking has become to consumers’ payments experience. In 2018 the number of Europeans using their smartphones to access banking has jumped to 61% in 2018 resulting an increase of almost 20% compared to 2017. We will see an increase in fintechs jumping on the chance to participate In the mobile banking room.
  • Ingenico & Mastercard – How SCA Will Affect the Travel Industry
    As part of the EU Second Payment Services Directive (PSD2), Strong Customer Authentication (SCA) requirements will come into effect for merchants from 14 September 2019.
  • Our 2019 Payments Recap: Five Trends That Made Waves This Year
    TSYS has listen five hot topics that struck experts most in terms of significant development in the payments sector this year. It is hardly an exhaustive list but some of the trends include: Apple Card, Libra currency, challenger banks, cloud POS ubiquity & ISO 20022.
  • Beyond PSD2: Being Proactive in the Age of Open Banking
    Open banking isn’t just a European pursuit. For those under PSD2 - the European regulation mandating banks to open-up their back-end to third-parties – the urgency to deliver these services is clear. But players further afield shouldn’t avoid joining the trend or championing the real objective of PSD2 in their strategy – facilitating more valuable and engaging consumer experiences.
Five years in, Tokenization Keeps Shaping the Future of Payments

By Kit Germans | Dec, 23 2019

After Visa introduced tokenisation 5 years ago, the technology has expanded in scope and set the stage for the growth of digital payments. Visa Token Service created a secure environment that drove innovation in online and mobile commerce. Since then the technology has seen: 100% year-over-year increase in tokenized transactions this year alone, over 410+ million tokens issued & more than 100+ markets enabled for tokenization
How Banking as a Service can Open the Doors to Europe’s Mobile Banking Market

By Kit Germans | Dec, 23 2019

The article stresses how significant mobile banking has become to consumers’ payments experience. In 2018 the number of Europeans using their smartphones to access banking has jumped to 61% in 2018 resulting an increase of almost 20% compared to 2017. We will see an increase in fintechs jumping on the chance to participate In the mobile banking room.
Ingenico & Mastercard – How SCA Will Affect the Travel Industry

By Kit Germans | Dec, 23 2019

As part of the EU Second Payment Services Directive (PSD2), Strong Customer Authentication (SCA) requirements will come into effect for merchants from 14 September 2019.
Our 2019 Payments Recap: Five Trends That Made Waves This Year

By Kit Germans | Dec, 23 2019

TSYS has listen five hot topics that struck experts most in terms of significant development in the payments sector this year. It is hardly an exhaustive list but some of the trends include: Apple Card, Libra currency, challenger banks, cloud POS ubiquity & ISO 20022.
Beyond PSD2: Being Proactive in the Age of Open Banking

By Kit Germans | Dec, 23 2019

Open banking isn’t just a European pursuit. For those under PSD2 - the European regulation mandating banks to open-up their back-end to third-parties – the urgency to deliver these services is clear. But players further afield shouldn’t avoid joining the trend or championing the real objective of PSD2 in their strategy – facilitating more valuable and engaging consumer experiences.