FinTech - towards more and more digital payments

FinTech, towards more and more digital payments

FinTech is short for Financial Technology, the central concept of structural change and digitization within the financial services industry. Under the name of FinTech, financial services are understood as digital infrastructures allowing the establishment of new types of agreements and procedures in the classic areas of banking. As of now, disruptive investments are targeting all businesses such as digital payments, online money remittance, P2P transfers, online bill payments or digital currencies. The investment in FinTech companies has exceeded $12 billion in the year 2014 alone. In France, the largest FinTech segment is digital payments, with a global transaction value that is expected to reach €80 billion in 2016.

FinTechs in Europe

Beyond digital payments, FinTech companies - including many startups – address a wide range of technologies and services such as blockchain, bitcoin wallets, trading platforms, peer-to-peer platforms to exchange cash currencies, webbased marketplaces for capital funding, crowdfunding platforms and collaborative consumption platforms which can accept third-party payments, smart point-ofsale

solutions that help merchants to strive and grow in a digital environment, online marketplaces for asset managers, etc. The regulation framework is accompanying and fostering the sustainable development of FinTech. The European E-money Directive is building a regulatory foundation and set of rules for technology to be transformed into new and innovative financial services and models. However, whilst the regulation on different kinds of e-money institutions is quite tight and slowing down innovation, the commercial opportunities for FinTech companies will remain limited as long as they have no real access to core-banking services...

For its 2017 edition, TRUSTECH will host a programme of high-level conferences that include sessions about fintechs & payments.

Conference Tracks


•             Mobile Payments & Wallets

•             Connected Commerce & IoT•                  WEDNESDAY 29 NOVEMBER

•             PayTech Disruption

•             Open Innovation: From Blockchain to Open API

•             AI in Payments and Fintech        THURSDAY 30 NOVEMBER

•             Commerce & Payments

•             Regulatory Challenges & PSD2

•             Neo-Banks

Visit for more information and to register